• Benefits Bulletin

    Is Your 401(k) Plan Too Complicated?

    Andrew S. Williams
    11/18/20

    Recent cases against university-sponsored retirement plans include allegations that these plans are complicating the investment decisions of participants because the plans offer too many investment choices.

    As alleged in one complaint, the plans provide so many options that participants are left with a "virtually impossible burden" of deciding where to invest their retirement funds.

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  • Benefits Bulletin

    Are No Fee Funds A No-Brainer?

    Andrew S. Williams
    10/24/18

    No fee mutual funds are here!

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  • Benefits Bulletin

    Fund Options That Protect 401(k) Fiduciaries

    Andrew S. Williams
    6/29/18

    Fiduciaries who handle investments for 401(k) and other self-directed retirement plans (such as 403(b) plans for not-for-profit organizations) are increasingly exposed to liability for their investment decisions. Those fiduciaries, including employers and any individuals charged with investment decision making, are being second guessed for the investment funds they select. Plan fiduciaries have been sued for a variety of allegations ranging from excessive fees, self-dealing, lack of transparency and poor investment performance. Some of these actions are filed as class actions, and like other fiduciary claims, they assert personal liability against plan fiduciaries.

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